Last updated October 2, 2026
Pay Day Pal is free with ads. There are no paid plans and no account is required. Pay Day Pal is part of Help-Pal. We don’t sell your personal information.
Your pay schedule, paycheck amount, bills, and any “money on hand” number you type are kept in your own browser (local storage) on your own device. They are not sent to us and we never see them. There is no bank connection. You can clear everything at any time with the “Erase everything” button in the app or by clearing your browser’s site data. If you save a backup file, it goes to your own device.
We show ads through Google AdSense to keep Pay Day Pal free. Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites. Google’s use of advertising cookies enables it and its partners to serve ads to you based on your visits to this and/or other sites on the Internet. Ads are not based on the pay or bill details you enter, because those never leave your device.
You may opt out of personalized advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors’ use of cookies for personalized advertising at www.aboutads.info. Learn more about how Google uses information from sites that use its services.
We use Google Analytics to understand aggregate traffic (for example, page views). Google may set cookies or similar identifiers under its own policies.
Pay Day Pal is not directed to children under 13 and we do not knowingly collect personal information from them.
Questions about this policy? Visit help-pal-apps.com.